Frequently Asked Questions

We look at what comparable homes near you have recently sold for, the current condition of your property, and what it will cost us to repair and resell it. Ask us to walk you through the math on your number and we will — if a buyer won't explain how they got to their figure, that's a reason to be cautious.

No. The offer is free and carries no obligation. Take it to an attorney, compare it against another buyer, or simply decline. If you tell us you're not interested, we stop calling.

There's no agent commission and no fee to request or receive an offer. Normal closing items still come out of the proceeds at closing — your existing mortgage payoff, any liens, and prorated property taxes — and we'll show you those figures before you sign anything.

We price on the information we have and we intend to close at the number we give you. We don't quote an inflated figure to win a contract and then chip away at it after inspection. If something material turns up that we couldn't have known about — undisclosed structural damage, a lien nobody mentioned — we'll discuss it with you openly rather than spring it on you at closing.

Yes. We buy in as-is condition, which means you don't repair, renovate, or clean anything before closing.

No. Roof, foundation, electrical, plumbing, fire or water damage — none of it needs to be addressed first, and we don't ask you to credit us for it separately. It's already reflected in the offer.

No. Take what matters to you and leave the rest — furniture, appliances, whatever is in the basement or garage. We handle the cleanout after closing.

Single-family homes, condos, townhouses, duplexes, and small multi-family properties across Indiana, occupied or vacant. If your property is something else, ask — we'll tell you honestly whether it's a fit.

Because the purchase isn't contingent on mortgage approval, the timeline is mostly title work rather than financing — often a couple of weeks. But the date is genuinely yours to choose. If you need longer to move out or to finish an estate, we'll set closing further out.

We review the property and call you to fill in anything we're missing, usually including a short visit. Then we put a written offer in front of you and explain how we arrived at it. There's no obligation at that point.

Closing goes through a title company, which handles the title search, the payoff of any mortgage or liens, and the disbursement of funds. You're welcome to have your own attorney review everything.

Yes, and inherited property is one of the most common things we buy. If the estate is still in probate, that's usually workable — we can settle the offer while the legal side finishes and coordinate timing with the estate's attorney.

Yes. You don't need to evict anyone or wait for a lease to expire. Send us the lease terms with the address and we'll work around the existing tenancy.

Yes, and you don't need to bring the property into compliance first. Send us any notices you've received so we understand the scope. Unpaid fines that have become a lien are settled at closing like any other lien.

Usually yes. Back taxes are typically paid out of the sale proceeds at closing rather than upfront by you. What matters most is whether the parcel has already been through a county tax sale, so call your county treasurer to confirm where things stand.

In most cases, yes — falling behind doesn't remove your right to sell, and Indiana foreclosures go through the courts, which often leaves more time than people expect. Get a written payoff figure from your servicer first so you know whether a sale would clear the debt.

Yes. Many of the properties we buy belong to out-of-state owners. You don't need to travel here — closings can be handled remotely, and we deal with the property side locally.

Most sellers do. The remaining mortgage balance is paid off from the sale proceeds at closing, the same as in a traditional sale, and you receive what's left. If you owe more than the property is worth, we'll tell you that plainly.

Sometimes you shouldn't. If your house is in good shape, you're not in a hurry, and showings aren't a problem, a listing will usually net you more, and we'll say so. Selling directly makes sense when the property needs work you won't do, when the timing matters, or when you'd rather have the situation resolved than managed.

No. We're not agents and we're not listing your house — we're buying it, so there's no commission taken out of your side.

It comes to us so we can evaluate your property and get in touch. We don't sell your information to other investors or lead brokers. Our privacy policy sets out how we handle it.